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Pay for Healthcare Today with Savings from Tomorrow


Healthcare can be expensive even with good insurance and just one unexpected medical bill can put you in debt. With Vive, you can pay from savings if you have it and credit if you don’t. By combining the powerful pre-tax savings benefit of an HSA with a 0% interest line of credit, you can pay for healthcare costs whenever they come up. All with one swipe of the Vive card.

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0% Interest Credit = 0% Worry


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Maximize your pre-tax savings

Did you know the maximum HSA contribution for 2021 is $3,600 for individuals and $7,200 for families?

If you are over 55, you can make an additional catch-up contribution of $1,000 per year. Your pre-tax contributions not only reduce your federal income tax but you also pay less FICA taxes (Social Security and Medicare). When you invest in your health, you are also investing in your wallet!

Contact your employer to adjust your contribution.

Want to Learn More?

Watch our video to see how Vive Benefits brings financial security to your health plan.

Want to Learn More?

Watch our video to see how Vive Benefits brings financial security to your health plan.

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Member Spotlight

“Being a Vive customer allowed me to not only pay for my delivery in full, but I also received a 20% discount because I was able to make this payment prior to discharge. I could solely focus on my baby knowing I don’t have to worry about paying off another bill upon my return. Vive allowed me to borrow the money, interest-free! It was so easy!”


PhyNet • EDI and Contracting Coordinator

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Access to everything you need, whenever or wherever you need it.

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How it works

Money Deposited Into Vive Account

Each pay period, your HSA contribution along with your employer’s match will be deposited into your Vive account


Hit with an unexpected medical cost?

Vive provides a guaranteed 0% interest line of credit for the difference between your HSA savings and the claim amount


Worried about repaying on a budget?

Your payroll deduction remains the same whether you are paying down your line of credit or contributing to your HSA. Vive will automatically direct the money into the right account for you. No hassle, no worry.

That’s it!

Our goal is to help you take control of your medical finances.
Our promise is to help you when you need it.

Want to learn more? Contact us today.